![]() Annuity withdrawals prior to 59½ may be subject to tax penalties, are subject to market risk and may lose value. While it is an uncommon occurrence that the insurance companies that back these guarantees are unable to meet their obligations, it may happen. ![]() Variable annuity guarantees are only as good as the insurance company that gives them. Prior to making any investment or financial decisions, an investor should seek individualized advice from personal financial, legal, tax and other professionals that take into account all of the particular facts and circumstances of an investor's own situation. Communications such as this are not impartial and are provided in connection with the advertising and marketing of products and services. Morgan Asset Management, its affiliates or representatives is suggesting that the recipient or any other person take a specific course of action or any action at all. ![]() Any examples used in this material are generic, hypothetical and for illustration purposes only. By receiving this communication you agree with the intended purpose described above. It is educational in nature and not designed to be a recommendation for any specific investment product, strategy, plan feature or other purposes. ![]() This website is a general communication being provided for informational purposes only. ![]()
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